JUDITH(Judy)ANN BILKOVSKY of Otter Lake, age 56 died Sunday, September 26, 2010 at Hurley Medical Center. Funeral services will be held 11: 00 AM Wednesday, September 29, 2010. Visitation will be Tuesday 6-9 PM. Contributions may be made to the family. Funeral will be held at Hudson Funeral Service, Otisville. Burial will be in Otter Lake Cemetery. She enjoyed her gardening, horses and cows. She was employed by RLM Industries in Oxford. Surviving are her children: Jennifer (Bob) Beeken and Tom Smith; fiancée, Thomas Smith; 6 brothers: Jack, Bert (Joann), George Jr. (Buzz), Dick (Connie), David and Tim (Kim); adoptive grandparents: Charles and Phyllis Sherman; and Larry and Anita McCaslin; several nieces and nephews, and great nieces and nephews. She was preceded in death by her parents George Sr. and Winifred Bilkovsky; brothers: Will and Butch.